Why Winter Car Accidents Are So Common in Chicago
If you’re in a crash on snow or ice, take these steps to protect your health and your claim:
Call 911 and Request Police
A crash report documents road conditions and helps establish fault. Illinois law requires reporting many crashes, especially those involving injury or major damage.
What Medical Records Can Show
Medical records can document reported symptoms, examination findings, and the timing of care. A visit alone does not establish that a crash caused an injury; causation depends on the complete evidence. Patients and licensed medical professionals decide on care independently of a claim. Duran Law Offices does not direct testing or treatment.
Document the Scene
Take photos/video of:
- black ice or snow buildup
- tire tracks and vehicle positions
- road signs, intersections, skid marks
- weather and visibility
This evidence can be crucial later.
Exchange Info but Don’t Admit Fault
Even saying “I’m sorry” can be twisted by insurers. Stick to facts.
Notify Your Insurance Company
But be careful with recorded statements before you understand your rights.
Who Is Liable for a Winter Car Accident?
A common myth is: “If it’s icy, nobody’s at fault.” Not true. In Illinois, drivers must adjust to conditions. If someone speeds, follows too closely, drives distracted, or fails to control their vehicle, they can still be legally responsible—even if the road was snowy or icy.
Depending on the situation, liability may fall on:
- A negligent driver who didn’t slow down or keep control
- A commercial driver/company if a truck or delivery vehicle caused the crash
- A property owner or business in some black-ice injury cases (like parking lots or entrances)
Under 735 ILCS 5/2-1116, contributory fault greater than 50% bars recovery in covered negligence actions. Fault of 50% or less does not itself bar recovery, but damages are reduced in proportion to the injured person’s share of fault.
Talk to a Chicago Winter Car Accident Lawyer
Winter crashes often lead to bigger disputes with insurance companies. Adjusters may try to blame the weather instead of the driver who caused the wreck. If you were injured in a Chicago car accident this winter, a lawyer can help you pursue compensation for:
- medical bills and rehab
- lost wages and reduced earning ability
- pain and suffering
- long-term disability or mobility issues
At Duran Law Offices, our Chicago personal injury team helps people hurt in snow- and ice-related crashes across Cook County and throughout Illinois. If a careless driver turned your winter commute into a serious injury, we’re here to help you understand your options and fight for what you’re owed.